Our Services


About Leasing


About Leasing

Leasing in its simplest form, is a means of delivering finance. It is a contract between two parties where one party the lessor provides an asset purchased from a supplier for use to another party the lessee for a specified period, in return for set payments.

In leasing profit is earned through use of an asset and not its ownership. Leasing effectively increase the total availability of capital as it diversifies the sources of finance available to a business, offers low initial down payment and protection against inflation.


SME Financing


SME Financing

SME’s are considered the engine of economic growth in both developed and developing countries. OWN Financing will seek to support these enterprises in the Kingdom of Saudi Arabia and contribute to the growth and diversity of the economy

OWN Financing offers Tawarruq, Murabaha & Ijarah to all companies in the Kingdom of Saudi Arabia

OWN Financing, offers financing for companies to purchase vehicles for their employees and commercial quantities for transportation with manageable fixed monthly rental.

OWN Financing, offers financing for companies to purchase Plant, Machinery & Factory Equipment for production. Financing these high investment assets through OWN Financing will preserve the cash and working capital.

OWN Financing, offers financing for companies to purchase all types of Office & Other Equipment required for the business. Either a day to day equipment or an expensive equipment, OWN Financing could lease it with minimum down payment.

OWN Financing, offers financing for medical equipment’s required by hospitals and other health care providers and IT hardware for technology-based companies


Auto Leasing


Auto Leasing

OWN Financing Auto Lease Product is a Shariah compliant product based on Ijarah. Individuals have the capability of owning their dream car with OWN Financing. Simply select your dream car and request auto financing from OWN by filling the lease application. OWN will buy the car from the supplier and lease it you for the preferred period and agreed monthly rental.

The customer service team of OWN Financing will guide you through every step of the process till you finally drive away with your dream car


Consumer Financing


Consumer Financing

OWN Consumer Finance Products represent an array of flexible solutions that fully cater to your immediate and long-term financial needs. OWN Consumer Financing solution will help to acquire your car of your choice, household furniture, electronics and other expensive durable goods at your convenience.  


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